Turn travel protection into a points burn accelerator and revenue line.
Members holding points they can't easily use are members who churn. Bookable travel protection gives them a reason to burn points and gives your program a new revenue stream. See what it's worth for your program in under a minute.
Tell us about your program
Four inputs. Every number can be an estimate, you can always refine it later with a Switchfly loyalty strategist.
Your Estimated Impact
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- Full revenue & liability breakdown
- Downloadable PDF for internal sharing
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How we calculate this
We apply Switchfly's benchmark attach rate to your program's gap, then convert the incremental protection purchases into projected revenue and points burned down. Satisfaction lift is estimated from the size of that gap. That's your additional protection revenue, liability reduction, and satisfaction upside. Figures are an initial estimate only. One of our loyalty experts can help you refine projections.
Your Full Travel Protection ROI Report
Based on the inputs you provided, modeled against Switchfly's loyalty network benchmarks. You can adjust the above inputs to recalculate results.
What this means for your program
How we calculate these estimates
These figures are directional estimates built from your inputs and Switchfly network benchmarks. They're a starting point for a conversation, not an audit.
- Revenue: we assume ~32% of members book a qualifying trip annually, apply a 15% benchmark attach-rate target (or a 15% relative lift if you're already above benchmark), price protection at ~9% of trip value, and apply Switchfly's 35% commission share on the underwritten premium.
- Liability reduction: we assume ~45% of new protection purchases are paid fully or partly with points, each burning roughly 8% of a member's average balance, valued at $0.01 per point — a common program-liability accounting rate.
- Satisfaction lift: an illustrative estimate, not derived from measured survey data. We scale a lift between 8% and 18% based on the size of your attach-rate gap, on the reasoning that closing a bigger gap gives more members a meaningful way to spend points they'd otherwise leave idle. Treat this as a directional talking point about the mechanism, not a benchmarked outcome.
See How Switchfly Helps Close the Gap
Bookable travel protection, points + cash redemption, and dynamic packaging all in one platform that onboards in 30–45 days.